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Terms of Service

Last updated: June 2026

1. Disclaimer of Warranties

All calculators, tools, and content provided on RealEchoes are for informational and illustrative purposes only. They do not constitute formal financial, tax, legal, or career advice. While we strive for absolute accuracy based on the 2026 European and Irish tax laws, market conditions change, and errors may occur.

2. Limitation of Liability

RealEchoes and its operators shall not be held liable for any financial losses, career decisions, or damages arising from the use or reliance upon the calculations generated by our platform. Always consult with a certified financial advisor or accountant before making major decisions.